Research Paper: Affordable Care for Patients

Pages: 5 (1345 words)  ·  Bibliography Sources: 5  ·  Level: Master's  ·  Topic: Health  ·  Buy This Paper

SAMPLE EXCERPT:

[. . .] The combined stakeholder group of drug companies, legislators, politicians, lobbyists, health care providers, think tanks and medical device producers can seem in many lights to be on side of the issue while health care patients are on the other side. In some cases, politicians and legislators and lobbyists and think tanks will align with patients but in the majority of the time, the opposite is the true and can be seen in the fact that health care is not now affordable and has not been affordable for many years. What the ACA has done is to make coverage possible, but it has not addressed in the slightest the effect of cost—and that is because it still incentives treatment as opposed to preventive care.

Based on the stakeholders’ interests and expected outcomes for health care costs, the cumulative frequency distribution shows that the line for out of pocket spending by patients has decreased while federal and state spending has increased over the past few decades:

Stakeholders included in the cumulative frequency distribution include patients and businesses and states and federal governments that pay for medical coverage. The more stakeholders that are included, the flatter the curve becomes and that is apparent at the lower end.

What the stakeholder analysis reveals ultimately is that the combination of stakeholder objectives, aims, desires, needs, costs and issues are impacted over time and for different reasons, with health care companies also struggling to make a profit from the ACA (a number of exchanges have collapsed because of insurers pulling out). With patients not applying for coverage but opting to pay the penalty (which the Trump Administration has now nullified), the insurance companies are struggling to make ends meet, as their models were based on younger people signing up. The rising costs that can be seen in the cumulative frequency distribution above show that the more stakeholders involved in the issue, the less affordable the ACA has actually made health insurance. Another example can be found in the health care organizations that were looking for incentives and subsidies from the government but these have not come as expected because the ACA has placed preconditions on who can receive subsidies and that is based on meeting care stipulations. Thus, from this perspective of stakeholder analysis, affordable care issues need to continue to be addressed as no stakeholders as a group are saving money. Individually, the patients who are not paying for health care are having affordable care and they are at the low end of the curve, but the higher end shows how expensive it is for the majority of stakeholders in total.

In conclusion, the stakeholders in health care when considered in total are not receiving the type of affordable care that the ACA was meant to achieve for people. However, the people who are receiving free care based on their poverty level and the fact that they do not have to pay deductibles or premiums because their care is being subsidized by the government. They exist at the low end of the curve, but as more stakeholders are added to the cumulative distribution frequency graph, the higher the costs go and the less affordable it is seen. Essentially, no one is seeing a profit from the ACA and the analysis shows that the more governments keep paying for expensive care, the more in debt everyone will be.

References

Goldhill, D. (2009). How American health care killed my father. Retrieved from

https://www.theatlantic.com/magazine/archive/2009/09/how-american-health-care-killed-my-father/307617/

Pines, J. M., Zocchi, M., Moghtaderi, A., Black, B., Farmer, S. A., Hufstetler, G., ... &

Pilgrim, R. (2016). Medicaid expansion in 2014 did not increase emergency department use but did change insurance payer mix. Health Affairs, 35(8), 1480-1486.

Somanader, T. (2016). A look at six years of the affordable care act. Retrieved from

https://obamawhitehouse.archives.gov/blog/2016/03/23/look-six-years-affordable-care-act

Sommers, B. D., Gawande, A. A., & Baicker, K. (2017). Health insurance coverage and

health—what the recent evidence tells us. New… [END OF PREVIEW]

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Affordable Care for Patients.  (2018, February 4).  Retrieved September 20, 2019, from https://www.essaytown.com/subjects/paper/affordable-care-patients/3360096

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"Affordable Care for Patients."  Essaytown.com.  February 4, 2018.  Accessed September 20, 2019.
https://www.essaytown.com/subjects/paper/affordable-care-patients/3360096.