Healthcare Nursing Policy Essay

Pages: 4 (1050 words)  ·  Bibliography Sources: 4  ·  File: .docx  ·  Level: Master's  ·  Topic: Healthcare

Healthcare Bill

The Economic, Resource Allocation and Administrative Impacts

of the Affordable Care Act

The number of Americans who are uninsured or uninsured continues to rise by frightening margins. Today, the demand for policy intervention that can improve the costs of healthcare and made critical medical treatment coverage accessible to ordinary Americans is as high as it has ever been. The Obama Administration would respond to this imperative by authoring sweeping Healthcare industry reforms aimed at improving the efficiency of the system and improving the permeation of its coverage on a nationwide scale. The massive body of legislation would be comprised of a wide variance of bills intended to address the myriad dimensions and complexities of the currently tangled and dysfunctional healthcare system. Specifically due for consideration is the Patient Protection and Affordable Care Act, which has begun to permeate the health system with full compliance projected for 2014. The discussion here below considers the various levels of impact that this legislation is likely to have on trends in healthcare.

Economic Impact:

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First and foremost to consider are the implications of the Affordable Care Act to the economic orientation of working American families. Most assuredly, the testimony by Collins (2011) indicates, families are deeply impacted by the pressures of mounting healthcare costs. And for those who pay health costs out-of-pocket due to a lack of insurance coverage, their participation in America's saving and spending economy is significantly diminished. Collins reports that "a combination of rapid growth in the cost of health insurance, greater exposure to healthcare costs, and declining incomes means that growing numbers of families are spending more of their earnings on healthcare. Nearly one-third (32%) of working-age adults, or an estimated 49 million people, spent 10% or more of their income on out-of-pocket costs and premiums in 2010, up from 21%, or 31 million people, in 2001." (Collins, p. 4)

TOPIC: Essay on Healthcare Nursing Policy Assignment

The Affordable Care Act would counteract some portion of this living expense through the institution of tax credits for uninsured and underinsured Americans. This would offset some of the lost income for the average household and would in turn help to bring these households back into the fold of the consumer spending and saving economy. The outcome would be a boost for America's lagging economy and would significantly reduce the vulnerability of working Americans to sustained illness or injury as occurs more frequently among the uninsured. This would have an impact of increased productivity for America across the boards.

Resource Allocation Impact:

Resource allocation is another area in which significant new opportunities are likely to be facilitated with the inception of the Affordable Care Act. Specific among them is that which targets the distribution of healthcare benefits to the demographics which demonstrate the greatest need. For example, the testimony provided by Collins assesses some of the clear benefits to the population where coverage distribution is concerned. Accordingly, Collins tells that "the Affordable Care Act's new provision tat allows children up to age 26 stay on or join their parents' insurance policies reduced the percentage of uninsured young adults ages 19 to 25 to 29.7% in 2010, down from 32.7% in 2009." (Collins, p.… [END OF PREVIEW] . . . READ MORE

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How to Cite "Healthcare Nursing Policy" Essay in a Bibliography:

APA Style

Healthcare Nursing Policy.  (2011, November 10).  Retrieved August 3, 2021, from

MLA Format

"Healthcare Nursing Policy."  10 November 2011.  Web.  3 August 2021. <>.

Chicago Style

"Healthcare Nursing Policy."  November 10, 2011.  Accessed August 3, 2021.