Patient Protection and Affordable Care Act Term Paper

Pages: 2 (970 words)  ·  Bibliography Sources: 4  ·  File: .docx  ·  Level: College Senior  ·  Topic: Healthcare


Patient Protection and Affordable Care Act

The Patient Protection and Affordable Care Act (PPACA) was passed to make sure that all Americans have access to quality, affordable health care. This law is expected to create the change within the health care system that is necessary to control costs. The PPACA achieves a basic transformation of health insurance in the United States through shared responsibility. Systemic insurance market reorganization will do away with prejudiced practices such as pre-existing condition exclusions. Attaining these reforms without escalating health insurance premiums will mean that all Americans must be part of the system and must have coverage. Tax credits for people will make sure that insurance is reasonably priced for everyone (the Patient Protection and Affordable Care Act Detailed Summary, n.d.).

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This law is going to effect employers in a number of different ways. Under PPACA, employers are not directly obligated to offer coverage to their workers. Yet, the measure includes strong inducements for several of them to do so. Starting in 2014, large employers will face monetary fines if any of their full-time workers obtains a premium credit through an exchange. If the employer does not provide coverage to its workers, or if the employer provides coverage that is not reasonably priced based on PPACA standards, a worker may be entitled to a premium credit that would prompt a fine on the employer. If one were to look at this in regards to a hospital, as an employer they will have to make sure that they offer insurance coverage that is affordable so that they do not face any penalties for not doing so. "Employers that provide coverage will be required to provide a "free choice" voucher to low-income employees that meet certain requirements to enable them to enroll in a plan offered through an exchange" (the Patient Protection and Affordable Care Act: An Overview of Its Potential Impact on State Health Programs, 2010).

Term Paper on Patient Protection and Affordable Care Act Assignment

For employers who offer health insurance bene-ts, this new law has a deeper challenge than standard compliance with new regulations. What may once have been a pure HR function now will necessitate coordination and collective leadership with ?nance, tax, risk, and operations. Administrating the bottom-line cost of health insurance may even necessitate some companies to reorganize their workforce models. Health insurance exchanges and other modernizations may provide workers with more choices. The cost-bene-t analysis of failure to offer coverage goes beyond premiums and penalties. Employers need to think about the effects on staffing, maintenance, confidence, and output as well (Employer Health Care Reform: Moving Beyond Compliance, 2011). A hospital organization will have to make sure that there workforce model is one that includes enough staffing to handle any increase in business that the new health laws might bring about.

The PPACA sets up minimum standards for insurance eligibility and coverage for the first time. New full-time workers working at least an average of thirty… [END OF PREVIEW] . . . READ MORE

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How to Cite "Patient Protection and Affordable Care Act" Term Paper in a Bibliography:

APA Style

Patient Protection and Affordable Care Act.  (2012, April 3).  Retrieved November 29, 2020, from

MLA Format

"Patient Protection and Affordable Care Act."  3 April 2012.  Web.  29 November 2020. <>.

Chicago Style

"Patient Protection and Affordable Care Act."  April 3, 2012.  Accessed November 29, 2020.