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Economics Why That Dollar Term Paper

… " (Bowbrick 2003).

While it is true that the uses of money have extended to the Internet in interesting ways, it is also obvious that the emergence of e-currency has not occurred as a result of a pressing need. The circumstances are not the same as in ancient times, where money saved the time involved in the barter system. With the advance of the money system, a higher quality of life could be pursued, because there is more time to indulge in the acquisition and consumption of leisure time and goods.

In terms of the Internet, many opportunities have come about to make, invest and spend money online. This has made the use of the credit and debit card increasingly popular. The global economy is…. [read more]

Disrupting America's Economic System Term Paper

… The U.S. Treasury, led by Andrew Shaw, subsidized these gold flows by offering to temporarily place public deposits in banks if they imported gold from abroad.

The policy lowered the gold import point by offsetting the interest lost while gold was in transit. Goodhart [1969], however, notes that the gold import point was often low enough to have justified specie inflows without the subsidy. In the fixed exchange rate world of 1906, such large gold outflows were a significant threat to a country's ability to maintain the par value of its currency, which, for the pound sterling, was $4.867.

Faced with its lowest ratio of reserves to deposits since the 1893 crisis, the Bank of England nearly doubled its discount rate, from 3 1/2% on…. [read more]

Economics of Alchohol Abuse Alcohol Term Paper

… g. A cartel in which the maintenance of the monopoly is done through force) (Schenk, 2010).

The purpose of a monopoly is to define and regulate market competition. In economics, imperfect competition is a situation in a given market where the conditions for perfect competition (equal market power) do not exist. .). Rarely, if ever, markets reach a state of market power called perfect competition, in which there are infinite buyers and sellers, no entry and exit barriers, and completely free and open information structures. To be a viable market, most economists believe there should be appropriate competition. There are several conditions that must occur, however, to reach this market goal: 1) Quantity of businesses -- there should a number of firms in the market,…. [read more]

Principal-Agent Model in Economics Dissertation

… The entire implementation procedure was accomplished in twelve sequential steps, staring mainly from the reduction and the removal of the customs and import quotas among the trading coalition. The Tunisia-EU free area trading agreement after affects and whereabouts are discussed in order to explore the findings about the research question that is the impact of the Tunisia-EU agreement on the trading patterns of Tunisia.

Literature Review

The international political perspectives of free trade

A Global Analysis

The growth of world trade has consistently outstripped rates of world output in post-war years, a trend that has continued to play a key role in the internationalization of economic activity and to deepen global inter-dependence of regions and nations. In 1994 world trade was valued at $5.14 trillion,…. [read more]

Mortgage Fraud if a Rash Term Paper

… " To this phenomenal burden was added the additional costs of suburban ownership such as the necessity of owning a car for transportation to remote work locations, and the upkeep of suburban lifestyles. Within only a few decades, foreclosures began again, and the younger generation watched their parents dreams seem increasingly removed. Financing changed once again, as Fannie Mae began offering more flexible options such as adjustable-rate mortgages and the resurrection of the balloon payment. Meanwhile, the weight of mortgages served to settle the older generation into political and economic stagnation, something that many youth in the 1960s and 1970s protested against as a hidden cost of suburbia.

So one may be able to see a certain degree to which mortgages are inherently exploitative. A…. [read more]

Global Economics the September, 2003 Term Paper

… Understanding this aspect is one of the keys to understanding the principle behind Flying on one Engine. The authors take great pains to describe the precarious position which the U.S. has created by becoming the sole leader in the global economy. Beginning in the 1980's the U.S. economy made larger gains as a global supplier of goods and services than did our major industrialized partners, Japan, China and Germany. According to the supplement, the momentum gained by the U.S. during the 1980's lead to increasing acceleration during the 1990's. Since 1995, domestic demand for goods and services has risen 3.7%, which is twice the rate of the rest of the modern or rich world.

The survey goes on to evaluate the economic policies of Reagan,…. [read more]

Abu Dhabi Stock Market Efficiency and Transmission Mechanisms Case Study

… ¶ … Abu Dhabi stock market: Efficiency and transmission mechanisms

Like many of its neighboring countries, the United Arab Emirates has made enormous efforts in recent years in an attempt to reduce dependence on the dominant public sector and to provide private investors a bigger role in the economy. The purpose of this study was to determine whether the Abu Dhabi stock market is efficient, what type of analysis mechanism is best suited for identifying investment opportunities, and its implications for investors and the state. For example, the weak form of the efficient markets hypothesis suggests that it is impossible to earn superior risk-adjusted profits based on the knowledge of past prices and returns. To this end, this study examines the United Arab Emirates in…. [read more]

Free Markets Perspective, Examine Essay

… Political compe-tition and political contribution within nations encourage eco-nomic expansion and a stable international social and economic order. Only a framework of this kind can make sure the supply of necessary information by independent media and associations. Consensus and commitment by the politi-cal, economic and social actors to the reconciliation of interests in both the national and international context are the prerequisites for affluence for all (Guidelines for Prosperity, Social Justice and Sustainable Economic Activity, 2009).

Question 2


Corporate Social Responsibility (CSR) is the accountability of an organization for the impacts of its choices and activities on society, the environment and its own affluence, known as the triple bottom line consisting of people, planet, and profit. Not only do accountable, sustainable and translucent approaches…. [read more]

Marketing International Conference Seoul Essay

… Hence, two visible factors have been determined showing the changes in international conference industry which are decrease in the head count and the duration of the meetings or conferences.

The trend has been for shorter meetings and in 2004, the average duration for international meetings was 4.2 days, the lowest average for the past 10 years (ICCA, 2004). These statistics are confirmed in other studies such as the Australian study by Deery et al. (2005), the research on Israel conference tourism (Sultan, Ditzan and Darsa, 2002) and the Korean Meetings Industry study by Kim et al. (2003). As far as the supply side of the industry is concerned, the growth of internal conference industry can be discusses in this frame as well. For the reason…. [read more]

Consumer Web Site Design: Purchase Term Paper

… Practitioners as Audience

Web developers, consumer-oriented web sites, and companies with heavy Internet-reliance for market share results will benefit greatly from increased quantitative and qualitative research into this area. In spite of the byzantine and clearly confusing statistical tracking process currently in place, billions of dollars of discretionary money was spent online in the fourth quarter of 2002 and that number will only continue to rise.

For example, web designers and engineers can use quantitative findings to better understand how to build a web portal or business presence on the Internet designed to "capture" loyal and responsive customers or clients based on the visual impact of elements that work.

Professionals as Audience

Professionals from all walks of life will benefit from comprehensive extensions to previously…. [read more]

Economics and Apocalyptic / Theology Experience Term Paper


All of the guidelines are both beliefs of the Catholic Church and are directly from Biblical teaching. The main component of all is the moral issue because it seems that this portion has been overlooked for too long by the people who control the economy.

It seems to me that the economy has become such a large and imposing thing that the people who are responsible for its management are afraid of it. Instead of the economy supporting the people as it was meant to do from the first teachings of Alexander Hamilton and other forward thinkers, it has become a tool of large governments to control the people. Governments first have to remember the words of Abraham Lincoln that they are by the…. [read more]

Economic Model for Monopoly Analysis in Telecommunication Term Paper

… ¶ … Economic Model for Monopoly Analysis in Telecommunication:

Proposal to demonstrate Uniqueness. Mathematical Economic Model.

The Telecommunications Act of 1996 sought to end the monopoly that once existed in the telecommunications industry. Since its adoption, the telecommunications industry has been undergoing a period of rapid change and development. The entry of new players into the market encouraged them to seek new ways to attract and keep customers. These changes have led to a rapid influx of new technology and services.

Many times what defines a monopoly is not clear in every circumstance and there are many pending lawsuits for violations of Anti-trust laws in the courts today. Economic models are useful in resolving issues of whether a monopoly truly exists, or whether claims are…. [read more]

Central Banks Dissertation

… Central Banks

What criteria are, and have been, used to determine monetary policy. Examine the evidence for and against the view that central banks can control inflation. Should central bank's target zero inflation?

What criteria are, and have been, used to determine monetary policy. Examine the evidence for and against the view that central banks can control inflation. Should central bank's target zero inflation?

Central Banks and Inflation

The Ideal Indicator

An Open Mind

The Consumption Function

Historical and Future Analysis

of the Criteria for Determination

of Monetary Policy

Optimum Currency Area Theory

The Microeconomic Benefits

Reduced Costs of Foreign Exchange Dealings

Chapter Five

Findings and Conclusions

Signature/Approval Page

An Economics Dissertation

Central Banks, Monetary Policy and Zero Inflation


Dr. *** *********, Major Professor…. [read more]

Banking in the 1899 Case Essay

… For example, offering the loyal customers higher interest-rates, service on a certain transactions at reduced or at zero service charges etc. Another strategy that can be employed by traditional banks in terms of retail, that is core banking services. Consumer banking is the fortification of the core banking services that it provides. Core Banking services are basically the services provided by a network of bank branches. A customer can conduct transactions from any of these branches or access their funds from any of the branches even though their account is not primarily in that branch

(Infosys).This offers the customer a lot more flexibility and convenience. Thus, Core Banking

systems that connect these branches with one another is a technology that traditional banks should consider necessary…. [read more]

Direct to Consumer Advertising History Term Paper


The National Institute for Health Care Management, a nonprofit watchdog agency, estimated that expenditures in pharmaceutical advertising in the U.S. grew from an estimated $55 million in 1991 to $2.5 billion in 2001. While the numbers seem exponential, the Institute points out that the ads represented merely 16% of the entire budget for drug promotions in 2001. A historic perception perpetuated by the drug industry is that costs are driven by expenditures in research and development. This has been considered a valid argument, as advances in drug research are indeed beneficial to humanity. However, recent examination of the industry's expenditures indicates that marketing (34.4%), not R&D (13.7%), comprise the lion's share of the industry's operating expenditures.

Families USA is a nonprofit…. [read more]

West African States to Employ Dissertation

… The remaining population subject consisted businesspersons and consumers. The study was conducted over a period of four days. Interviews were organized and executed over the phone or through e-mails whenever the chief executives were unwilling to participate in the study. The questionnaires were designed in the form of 25 structured statements. Respondents were required to rate the structured statements on a scale of one to ten. Ratings of ten meant the presence of close relationship while one indicated the absence of any relationship or little relationship between single currency and the statement.

Data Collection Methods

This research employed the use of trained interviewers who aided the process of data collection. The interviewers were trained on the structure and administration of the questionnaire to the population…. [read more]

Half Page Bullet Points, Punching Essay

… In addition, deregulation of the insurance and financial services industries led to increased risk taking that hurt insurers' credit ratings" (Hoovers, 2011).

4.4. Internal analysis

The internal analysis of the Zurich Financial Services Group is best conducted through a telescopic observation matrix, best represent the by the elements of a SWOT analysis, as follows:



- Long lasting tradition

- Brand strength

- Capitalization on the expertise of the various mergers and acquisitions

- Prudential strategies

- Product diversity which constitutes a competitive advantage over other firms which offer specific products

- Flexibility which allows it to better tailor the products and services to the needs of specific, local markets (Donovan, 2008)

- Lack of adequate integration and unity as a result of the…. [read more]

Travel Agents Analysis Term Paper

… Travel Agents Analysis

The following pages will focus on providing an outlook on the situation of the U.K. tourism in general, and of travel agents in particular. The main aspects brought under discussion by this research paper regard the differences between traditional travel agents, on the one hand, and of e-tourism, on the other hand. Also, future trends in the field are presented, together with recommendations designed for improving travel agents' activity.

The introduction presents the importance of the problem and its implications. Also, the introduction provides a brief presentation of the research methodology used in this paper.

The following section focuses on establishing the hypotheses and the objectives of the research, as the starting point of any research. This is a very important section…. [read more]

U.S. Housing Market Boom to Bust Research Paper

… U.S. Housing Market Boom to Bust

Housing Market - Boom to Bust

House Prices Rose at Unprecedented Levels.

US housing prices have risen at an unprecedented level for nearly a decade, ending boldly in 2007. According to Leonard housing appreciation climbed from the 1983-2006 average of 7.4% to the staggering 12.7% appreciation which was nationally common just prior to the current decline. Leonard also stresses that individuals took full advantage of these boom housing appreciation percentages for the first time as home equity loan products came on to the markets in record numbers, something that was unheard of until after 1981. The illiquidity of real property prior to 1981 kept consumers relatively safe from declines, and their equity safe from overspending as they took full…. [read more]

Terrorist Attacks on New York Term Paper

… The Federal Census Bureau (2000) estimates that the minority population will increase from 28% in 1999 to 47% in 2050.

Acculturation refers to changes in cultural attitudes, values, and behaviors as a result of geographical contact between members of two cultures (Redfield, Linton, and Herskovits 1936). When two cultures live together, they must make certain compromises, yet still maintain their sense of identity (Berry 1998; Berry and Sam 1996; and Berry, Trimble, and Olmedo 1986). In mixed societies, such as that of America, cultural groups and their individual members must deal with the issue every day.

When these two underlying issues are considered, four acculturation strategies are generated. First, an assimilation strategy holds that the acculturating group adopts the dominant culture and sheds their original…. [read more]

Behavioral Finance and Analysis Essay

… During Roosevelt's first few months in office, he established several acts that formed the foundation of the New Deal. The American economy recovered because of the re-establishment of hope, as greater confidence in Government intervention, helped fuel the recovery process. From there on out, it became a successful circle as more people went to work, more products were created and money flowed more easily within the economy, permitting people to spend more on non-necessities. The downward spiral began in October of 1929 and hit rock bottom in 1933. However, there was an upward trend in the American GDP that only went upwards till the end of the 1930's decade; with only a slight dip in 1938. But, it is important to look at employment numbers.…. [read more]

Managerial Decision Making Finance Department Essay

… Unfortunately there is no framework has been designed yet which can compute the probability of default of a borrower (Brown & Kate, 2001). Credit risk is not only associated with the borrower but with the creditors as well (Brown & Kate, 2001). The companies which give their products on credit usually faced this problem during their operations. Delays in payment from the suppliers and customers are also some dominating forms of the credit risk.

Before the arrival of the current credit crunch, granting loans to the customers especially to its existing customers for marriage and education are very common for Aviva because of the surplus of money in the company's treasury (Leopard & Bernstein, 2004). The company usually charged higher interest rates from the consumers…. [read more]

Mini Case Laker Airways Crashes and Burns Term Paper

… Operational exposure occurs at the first moment of market entry into a foreign country. For Laker Airways, the entry into the United States starts when they started cross-continental flights. Laker has several levels of operational exposure. The first level occurs when they purchase fuel. Since they must refuel themselves in the United States in cross-continental trips, they must make all purchases of fuel in the United States in USD. The risk they expose themselves in fuel is that they are subject to currency fluctuations on a daily basis, whereas other operational decisions can be anticipated and made periodically thus reducing overall currency exposure, fuel is a constant expense that cannot be minimized through carefully playing the currency market. Fuel is perhaps their greatest operational exposure…. [read more]

Prices of Real Estate Term Paper

… 5% of the residents in San Francisco were below the age of 18 and today that percentage has dropped to 14.5. This figure is the lowest among all major American cities as information from Population Connection which is a non-profit organization. Now when some units are sold for lower income persons there is a massive demand. Five houses were fixed for persons below a level of $70, 000 a year in a project having 47 houses. The result is obvious from the project manager for the city who says that over 500 people have picked up forms to apply. (Nevius, 2005) It is clear that this sort of demand shows that people are not being able to buy what they want, and emphasizes the existing…. [read more]

Adam Smith's Free Trade Term Paper

… However, businesses in other countries may face risks that are not always present in the home country. They may be affected by embargos, currency problems, government corruption and even war, revolutions and other similar disturbances.

Recognizing that emerging markets hold tremendous growth potential, President Bush is seeking to expand NAFTA to every country in the Western hemisphere, aside from Cuba. Similar trade pacts with Australia, Morocco and other countries in Southern Africa and Central America are also being planned. These countries are currently seen as safe bets for American business (Louvaris 2002).

However, countries like Mexico, Brazil and Argentina were previously regarded as safe bets as well, lauded by the international community for taming inflation, doing away with restrictive trade barriers and opening their door…. [read more]

China and the World Trade Capstone Project

… However, during the late 1990's, Chinese companies sought listings and raised billions of dollars on overseas equity markets (Lardy, 2001).

Large Chinese companies, including China Mobile, PetroChina, Unicom, and Sinopec collectively raised more than $15 billion through equity sales in New York and Hong Kong in 2000.

Still, this was not enough. China was still not fully integrated into the world economy. High tariffs and various nontariff barriers kept the Chinese economy from being fully involved in international competition.

At this time, China controlled imports by placing limits on the "type and number of companies authorized to carry out international transactions; imposing onerous inspection and safety licensing requirements on imports; developing technical standards designed in part to protect domestic industries; discriminating against foreign goods in…. [read more]

From Thai Consumers Perspectives What Criteria Influence Consumers Purchasing Behavior Towards Green Product Dissertation

… ¶ … consumers' perspectives, what criteria influence consumers' purchasing behaviour towards green product?

This dissertation could not be accomplished without Professor Sarah hypes, research method lecturer who is my supervisor at Coventry University. I would like to express my gratitude to my supervisor for her recommendation and her advices. She encouraged and guided me throughout this dissertation.

Special thanks to all lecturers who taught me in MA Marketing Management course and fulfilled me the knowledge.

In addition, thank you very much to all questionnaire respondents that spend their precious time and information to be a part of my survey and become this dissertation. Thanks you all of my dear friends who always support me and thanks all of Coventry University's Thai society (ThaiCov) that made…. [read more]

Consumer Every Year, Economic Agents Term Paper

… Consumer

Every year, economic agents are presented with the opportunity to change the healthcare coverage they offer to the staff members, but every year, they face the hurdles of the difficult decision. The complexities in making the decision are pegged to the organizational desire of reducing expenditures, but also to the need to use the healthcare plan in a means that generates employee motivation (Fisher, 2008). The current endeavor seeks to assess the decision making process through two distinctive lenses -- those of the human resources direction and those of the employee. In both cases, the employer is a midsize economic agent.

Scenario A -- the human resources director

Describe the selection process you would use to make the most cost-effective and employee-friendly decision

The…. [read more]

Economic Trends in the Beer and Pub Sector a Wakeup for Westminster Case Study

… Economic trends in the beer and pub sector, a WAKE UP for WESTMINSTER

Economic trends in the beer and pub sector

A Wake up for Westminster

Setting the context

In 2008, the British Beer and Pub Association developed a report in which they presented the challenges faced by the industry. The aim of the report was that of alarming the authorities at Westminster and stimulating them to take action in supporting the industry. Some alarming elements contained in the report include the following:

The levels of beer sales are as low as they were during the Great Depression

The levels of pub closure are at the astonishing rate of five closures per day, compared to their 2000 levels of two closures per week

Job losses…. [read more]

Service Give Consumers Information TV Essay

… It has redefined the way in which one spends their leisure time, but also the means in which economic agents work to attain their overall objectives. Due to technological advancements, companies across the globe have increased operational efficiencies, have improved product quality and have improved communications with their stakeholder categories -- employees, business partners, clients, the general public and so on (Giaretta, 2011).

And more recently, due to technological advancement, economic agents are better able to research, understand and serve their customers. Technology eliminates boundaries in communications, supports the collection of important data and also allows the company to better transform the knowledge input into customer benefits. In such a setting then, the Preview House product is only one more item that uses technologic development…. [read more]

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